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This web site, is deeply committed to protecting the privacy of Internet users. Below is information outlining our continued support for the responsible management of consumer information.

Privacy Policy Effective Date / Updates:
This Privacy Policy is effective as of Aug 28, 2009. Our business changes constantly. Our Privacy Policy will change also, and information collected through This Website is subject to the Privacy Policy in effect at the time the information is collected (unless you consent otherwise as to information related to you). You are advised to check this web page (or such other page accessible by clicking on the Privacy link in the footer of This Website) frequently to see recent changes. RateClubs.com will notify users of any changes to this Privacy Policy by posting the version of the Privacy Policy containing such changes on this web page (or such other page accessible by clicking on the Privacy link in the footer of This Website).

Consumer Information:
During the process of delivering our content and information to you, we do not automatically collect any personally identifiable information about you such as name, address, phone number, or e-mail address. However, we do obtain some types of non-personally identifiable information such as the Internet Service Provider you use to connect to the Internet, your browser type, or the type of computer operating system you use (Macintosh or Windows, for example). The information collected by us is used for the purpose of analyzing our traffic and sometimes for targeting ads.

In some cases, you may voluntarily provide personal information in order to get listed on our website and/or when submitting a review, or to use the password protected areas or in response to a specific ad. This information is used by us to respond to your request. We may at times combine this information with other users' information and review it in an aggregate form to understand the type of individuals who visit our website. We will not disclose your personal information to third parties without your permission except in the following circumstances:

• to protect ourselves from liability
• where we are legally required to do so (e.g. in response to a subpoena or fraud investigation)
• where the customer requests or consents to disclosure
• where we have agreed to provide information under negotiated contracts and where the customer has been informed about the possibility of sharing information for marketing or other similar purposes through a prior direct communication and the customer has been given the reasonable opportunity and time to decline

Cookies:
Our site, as well as most sites on the Internet, use "cookies" to enhance your experience on the web. Generally, we cannot use these cookies to personally identify you in any way. The only time we can use cookies to personally identify you, is when you use the password protected areas of our site and you chose to enable cookie identification. Basically, we use cookies to allow you to enjoy our site more and to make your visit to our site easier. While we believe that cookies enhance your Internet experience, they are not required to use our site.
If you do not want the benefit of cookies, there is a simple procedure to manually delete your cookies. Please consult your web browser's Help documentation for more information.

Opting Out:
If at any time you no longer wish to receive the information you originally requested to receive from us, please contact us and we will remove your information from our system.
If you have any additional questions about our dedication to consumer privacy, please contact us.

Third Party Ads
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

RateClubs.com may also work with advertisers who may collect information that you would voluntarily provide to them. Please refer to those advertisers individual privacy policies for information on how they manage the privacy of information.